"Protecting Family Harmony: Why Large Fortunes Without Structure Almost Inevitably Create Conflict"

One sober insight emerges again and again: the larger a family fortune, the less its future is a purely financial question. The decisive uncertainty factor is the human being. Wealth amplifies psychological dynamics, expectations, and questions of power. The larger the family, the harder it becomes to make sound decisions reliably. Those who recognise this early and establish a clear framework protect not only assets, but also family relationships and harmony, as well as the family’s ability to act.

Topics covered in the publication

• Why decisions in families become more difficult with every generation
• Why even well‑intentioned family bodies often do not hold up
• Gradual destruction of wealth—and the point when it is too late
• What structuring with foundations or trusts fundamentally changes
• Family involvement—controlled and qualification‑based
• Which assets typically belong in the structure
• Design governance so that wealth benefits the family—and does not harm it
• Tailor‑made implementation and the role of FS+P